Specialist Mortgages for Business Owners
Most lenders — and many brokers — misinterpret complex income.
This often leads to:
• Lower borrowing than you should qualify for
• The wrong income method being used (salary/dividends only)
• Avoidable declines and delays
I provide specialist mortgage advice to assess income using the most favorable lender-approved methods, including:
• Salary + dividends
• Net profit after corporation tax
• Retained profit
• Day-rate contractor calculations
• Director remuneration
The result is a business owner mortgage based on your real earning power, not an oversimplified number, ensuring that contractor mortgages are tailored to your financial situation.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it
