Specialist Mortgages for Business Owners & Contractors
Who is this service for
How I Assess Income (this is critical)
How I Assess Income (this is critical)
This service is designed for:
• Ltd company directors
• Self-employed business owners
• Day-rate contractors (IT, engineering, construction, medical)
• Clients with complex or irregular income
• Those declined or under-assessed elsewhere
If your income doesn’t fit neatly into a PAYE box, this page is for you.
How I Assess Income (this is critical)
How I Assess Income (this is critical)
How I Assess Income (this is critical)
Many lenders assess business owners incorrectly.
I structure cases using the most favourable lender-approved method, which may include:
• Salary + dividends
• Net profit after corporation tax
• Retained profit
• Day-rate contractor calculations
• Director remuneration
The method used can make a six-figure difference to borrowing power.
What You Get Working With Me
How I Assess Income (this is critical)
What You Get Working With Me
✓ Lender-ready income analysis
✓ Access to specialist lenders
✓ Clear, jargon-free advice
✓ Accurate affordability before applying
✓ Full case management to offer
✓ Direct communication with underwriters, solicitors & agents
No fluff. Just outcomes.
Fee Transparency
How the Process Works
What You Get Working With Me
£695 fixed broker fee
Payable only at application submission — not upfront.
This covers full income analysis, sourcing, lender-ready packaging, application submission and case management through to offer.
How the Process Works
How the Process Works
How the Process Works
Step 1: Free assessment call
Step 2: Secure document upload
Step 3: Lender-ready income assessment
Step 4: Clear mortgage recommendation
Step 5: Application submitted (fee payable here)
Step 6: Mortgage offer issued