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This service is designed for: 

• Ltd company directors 

• Self-employed business owners 

• Day-rate contractors in fields like IT, engineering, construction, and medical 

• Clients with complex or irregular income 

• Those declined or under-assessed for freelance mortgage assessments elsewhere 

If your income doesn’t fit neatly into a PAYE box, and you’re looking for specialist mortgages for contractors, this page is for you.

Many lenders incorrectly assess business owners, particularly when it comes to freelance mortgage assessments. I structure cases using the most favourable lender-approved method, which may include: 

• Salary + dividends 

• Net profit after corporation tax 

• Retained profit 

• Day-rate contractor calculations 

• Director remuneration 

Using the right method can significantly impact your borrowing power, potentially making a six-figure difference, especially for those seeking specialist mortgages for contractors.

✓ Lender-ready income analysis for freelance mortgage assessments

✓ Access to specialist lenders offering specialist mortgages for contractors

✓ Clear, jargon-free advice

✓ Accurate affordability assessment before applying

✓ Full case management to offer

✓ Direct communication with underwriters, solicitors & agents

No fluff. Just outcomes.

£695 fixed broker fee

Payable only at application submission — not upfront.

This covers comprehensive freelance mortgage assessments, sourcing, lender-ready packaging, application submission, and case management through to offer, ensuring you access specialist mortgages for contractors.

Step 1: Free assessment call for freelance mortgage assessments. Step 2: Secure document upload. Step 3: Lender-ready income assessment tailored for specialist mortgages for contractors. Step 4: Clear mortgage recommendation. Step 5: Application submitted (fee payable here). Step 6: Mortgage offer issued.