Remortgage advice

Whether you own your home outright or have a mortgage on it already, there will be occasions when you need to remortgage and/or raise capital from the equity in your home. Your Mortgage Ghai offers comprehensive remortgage services as a whole-of-market broker with access to over 90 lenders. This means we can compare and secure the most appropriate deal for you, helping you achieve your goals while saving you time, energy, and money! If you're a first-time buyer or looking to remortgage, give us a call today at 0800 001 6567 or complete our contact form and we will get in touch.  

What is remortgaging?  

Remortgaging, simply put, means replacing your mortgage with a new one, typically with a new lender, in order to secure a better interest rate and save money. You can also remortgage to borrow more money, whether it’s for home improvements or paying off existing debts. Your Mortgage Ghai will provide mortgage advice tailored to your circumstances and guide you on the best way forward, as borrowing more may not always be the best solution and can increase the amount of interest you pay in the long run.  

You do not have to remortgage to a new lender; you could complete a product transfer with your existing lender if your deal is ending or submit an additional borrowing application if you are just looking to borrow more. Your mortgage broker will explore all options to ensure you secure the best deal for you.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.