Critical Illness Cover

Critical illness cover is a type of insurance that can help protect you and your family financially if you are diagnosed with a certain serious medical condition, or suffer from an accident. 

It is designed to provide a lump sum payment which can be used to pay for medical treatment and related costs, as well as provide some financial security should you not be able to work due to the illness or injury.

Critical illness cover is available as either an individual policy or often as part of a protection plan alongside a life insurance policy. Depending on the provider you choose, there may be various levels of cover which can include additional features such as children's cover and waiver of premium.

Typical illnesses covered include

 - forms of cancer

-  Heart attack or stroke

- Organ transplantation

- Multiple sclerosis

- Parkinson's disease

- Alzheimer’s disease and other forms of dementia

- Motor neurone diseases such as Lou Gehrig’s disease

- Major organ failure

- Blindness

- Kidney failure

- Loss of limbs.

Your Mortgage Ghai work with the entire market to ensure you receive the best advice and policy available. We are committed to providing our customers with comprehensive critical illness cover at competitive prices. 

We will take the time to understand your individual needs and provide tailored protection plans that meet them.

We understand how difficult it can be to make decisions regarding financial protection, especially when it comes to critical illness insurance and other forms of cover. That is why we are here for you every step of the way, from recommending a suitable policy to helping you complete all paperwork correctly.

If you have any questions or concerns about critical illness insurance, get in touch for unbiased advice and guidance without any obligation. We look forward to helping you find the protection you and your family deserve.