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Expert Mortgage Advice, Whatever your Circumstances

Expert Mortgage Advice, Whatever your CircumstancesExpert Mortgage Advice, Whatever your CircumstancesExpert Mortgage Advice, Whatever your Circumstances

We Offer Expert Mortgage Advice and Protection Advice,

Tailored to Your Unique Needs

Book Your Free Consultation

Why Speak to Your Mortgage Ghai

review mortgage rates with a mortgage broker

Free Mortgage Reviews

Free Mortgage Reviews

Free Mortgage Reviews

Your initial chat with an experienced Mortgage Broker is always free with no obligation to proceed, so finding out how much we could save you is a no-brainer 

saving money with low mortgage rates

Independent Advice

Free Mortgage Reviews

Free Mortgage Reviews

Bespoke mortgage advice to meet your individual needs about all things home finance related from an expert mortgage broker and it 100% independent

tips from mortgage broker to ensure you get things right

More Product Choice

Free Mortgage Reviews

More Product Choice

Whole-of-market, which means we can help you secure deals from every mortgage lender in the UK, unlike tied brokers. 

different mortgage lenders

We search the whole market to find you the best possible mortgage

90+ lenders, 20,000+ mortgages



first time buyers outside their new home

Your Journey Made Simple

Getting a mortgage or protection plan should be a smooth and positive experience. That’s why Your Mortgage Ghai promise to:


  • Listen carefully to your goals.
  • Simplify complex jargon.
  • Keep you informed at every step.
  • Always act in your best interests.

Get in touch

Mortgage Services

First Time Buyers

First Time Buyers

First Time Buyers

Mortgages can feel overwhelming for first-time buyers, but the good news is that support is available. Discover everything you need to know about first-time buyer mortgages, obtaining the lowest mortgage rates available to you including where to seek advice




lEARN mORE

Remortgage

First Time Buyers

First Time Buyers

If you own a property—whether outright or with an existing mortgage—there may come a point when you need to remortgage or raise capital against it. At Your Mortgage Ghai an experienced mortgage broker will walk you through the process, explain the types of mortgage rates and deals you can expect, and outline how to refinance your property effectively. 

LEARN MORE

Buy To Let

First Time Buyers

Buy To Let

 Buy-to-let mortgages enable landlords to purchase properties to rent out. But how do they function, how can you secure one, and what sort of rates should you expect?  Whether you are a first time landlord, experienced landlord or running a Limited Company Your Mortgage Ghai can help secure the best deals 

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Protection Services

Life Insurance

Critical Illness Cover

Critical Illness Cover

Protect your family from being saddled with large debts incurred through a mortgage following your death. It pays off the balance of the outstanding loan in full, so your loved ones don't have to worry about making expensive monthly repayments or losing their home 

lEARN mORE

Critical Illness Cover

Critical Illness Cover

Critical Illness Cover

  Protect you and your family financially if you are diagnosed with a certain serious medical condition, or suffer from an accident. Designed to provide a lump sum payment which can be used to maintain financial security at a difficult time in your life

Learn More

Income Protection

Critical Illness Cover

Income Protection

Replace a portion of your lost income if you are unable to work due to an injury or illness. The amount of coverage and length of time it will pay benefits depends on the plan you choose 



Learn more

Poor Credit Mortgages

Joint Borrower Sole Proprietor Mortgages

Self Employed / Contractor Mortgages

Access to all UK lenders for the best deals.

Self Employed / Contractor Mortgages

Joint Borrower Sole Proprietor Mortgages

Self Employed / Contractor Mortgages

Access to products and rates not available on the high street.

Joint Borrower Sole Proprietor Mortgages

Joint Borrower Sole Proprietor Mortgages

Joint Borrower Sole Proprietor Mortgages

No obligation — just clear, honest advice.

Non-standard Construction Mortgages

Joint Borrower Sole Proprietor Mortgages

Joint Borrower Sole Proprietor Mortgages

Tailored advice for every situation, no matter how complex.

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Call Us Today 0800 001 6567

Your Mortgage Ghai

enquire@yourmortgageghai.co.uk

enquire@yourmortgageghai.co.uk

216 Compton Road

Wolverhampton

WV3 9JX


enquire@yourmortgageghai.co.uk

enquire@yourmortgageghai.co.uk

enquire@yourmortgageghai.co.uk

If you prefer text or whatsapp: 07359540497

REQUEST A CALL BACK

Opening Hours

enquire@yourmortgageghai.co.uk

Opening Hours

Monday to Saturday 9am to 7pm

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.


Your Mortgage Ghai is a trading name of IG Financial Services Ltd who is an appointed representative of Echo Finance Limited which is authorised and regulated by the Financial Conduct Authority . IG Financial Services Ltd Limited is registered in England (14926400). Our registered office is 216 Compton Road Wolverhampton, WV3 9JX.  Echo Finance Limited which is registered in England and Wales (6939070) and is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (570073).

 

At Your Mortgage Ghai, we strive to provide informative guides and tips, however, please note that you use the information provided at your own risk. We cannot be held liable for any issues that arise from using the information provided.


The information found on our website is not tailored advice specifically for each individual reader and therefore should not be taken as financial advice. The guidance and or advice contained within this website is subject to the UK regulatory regime and therefore primarily targeted to customers in the UK. 


Any and all personal information that we may collect will be used and held in accordance with our privacy policy. We may use your personal information to contact you or pass your details to other companies associated with us, to contact you (including by telephone) to provide you with details and services in relation to any enquiry you make to us. 


Any rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. Actual mortgage quotes are based on individual circumstances


Our team is updated regularly to keep up with changing lender criteria and policies, so be sure to contact us for accurate up-to-date information. A fee may be charged for mortgage advice. The exact amount will depend on your circumstance 


The rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. Actual mortgage quotes are based on individual circumstances.

Copyright © 2025, Your Mortgage Ghai. All Rights Reserved.

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